B.B.A.(Banking) PRACTICE AND LAW OF BANKING — II

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B.B.A. (Banking) DEGREE EXAMINATION, MAY 2018.
PRACTICE AND LAW OF BANKING — II

Time : Three hours Maximum : 100 marks
SECTION A — (5 × 8 = 40 marks)

Answer any FIVE questions.
All questions carry equal marks.

1. Write a note on purchase and discounting of bills.

2. What are the precautions a banker should take while making unsecured advances?

3. What are the advantages of stock exchange securities?

4. What precautions should a banker take while making advances against fixed deposit receipt?

5. Explain the concept of lien and its types.

6. Explain the non-legal and legal remedies available to deal with NPA.

7. What are the advantages of lending against Government securities?

8. What are the procedure for opening a bank account?

SECTION B — (4 × 15 = 60 marks)
Answer any FOUR questions.

9. Explain the various forms of advances provided by commercial banks.

10. Discuss the various kinds of bills of exchange.


11. Explain the obligations of creditors towards surety.

12. Explain the rights of a surety against the debtor and creditor.

13. Discuss the suitability of Life Insurance Policy as a security for a bank advance.

14. Discuss the essential clauses of Indian Stamp Act with regard to documents executed by borrowers.

15. Explain the various aspects of loan appraisal.

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