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Topic summary

Posted by Kalyan
 - Aug 25, 2008, 06:13 PM
Vijaya Bank

Eligibility

Student of Indian Nationality is eligible to apply for the loan provided he/she has secured admission to the institution/college/university.

Courses Eligible:

Studies in India

• Graduation courses BA, B.Com, B.Sc., etc,

• Post Graduation courses : Masters & PhD

• Professional courses, Engineering, Medical, Agriculture, Veterinary, Law, Dental, Management, Computer Education, etc.,

• Computer certificate courses of reputed institutes accredited to Dept. of Electronics or Institute affiliated to the Universities.

• Courses like ICWA, CA, CFA, etc.

• Courses conducted by IIM, IIT, IISc, XLRI, NIFT, etc.

• Evening courses of approved institutes.

• Other courses leading to diploma/degree etc. conducted by the Colleges/Universities approved by the UGC/Govt/AICTE/AIBMS/ICMR etc.

• Courses offered by National Institutes and other reputed private institutions subject to obtaining prior approval from the Credit Dept.(Operations) HO.
Courses offered in India by reputed foreign universities.

Studies Abroad

• Graduation: For job oriented professional/technical courses offered by the reputed university.
• Post graduation: MCA, MBA, MS, etc.
Courses conducted by CIMA-London, CPA in USA, etc

Expenses Considered for Loan

Fee payable to the Institution/hostel/examination fee, cost of books, travel expenses for studies abroad, purchase of computer, etc.

Loan Amount

• Studies in India : Maximum Rs.7.50 lakhs
Studies abroad: Maximum Rs.15 lakhs

Margin

• Upto Rs.4 lakhs - Nil
• Above Rs.4 lakhs:
o Above Rs.4lakhs - 5%

Loan Amount

• Studies in India : Maximum Rs.7.50 lakhs
Studies abroad: Maximum Rs.15 lakhs