Started by monishav, May 21, 2020, 06:41 PM

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Third Semester


(2013-14 Academic year and 2014 Calendar Year onwards)
Time : Three hours Maximum : 100 marks

PART A -- (5 x 8 = 40 marks)
Answer any FIVE questions.

1. Explain the General utility services rendered by Commercial bank.

2. What do you understand by bankers right of Setoff?

3. Explain the relation ship between a banker and customer based on debtor-creditor relationship.

4. Explain the Banker's Right to charge interest, incidental charges.

5. What steps should a banker take to close the account of an undesirable customer?

6. Discuss the legal position of a banker regarding fixed deposits.

7. Discuss the precautions which must be taken and the practice generally followed by bankers in advancing loan
against Real Estate.

8. Explain in details the duties of a collecting banker.

PART B -- (4  15 = 60 marks)
Answer any FOUR questions.

9. What are the primary functions of the commercial bank?

10. State the reasons which paved the way for the nationalization of commercial banking.

11. What are the duties of a banker while honoring customers cheque and maintain secrecy of customer's

12. What procedures does a banker follow in opening a new account? What precautions should a banker takes in
opening the account of a minor and why?

13. Discuss the advantages and disadvantages of lending against life Insurance policy.

14. What are the features of Negotiable Instruments?

15. Explain the different kinds of endorsements.

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