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1
Jokes & Funny Images / Super Political Singer
Apr 28, 2017, 06:19 AM
Super Political Singer | Spoof | Madras Central

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2
BHIM App - Digital Payment Transactions via Finger Print - NO CARD/CASH

Prime Minister Narendra Modi on Friday launched a UPI (United Payments Interface) based app called BHIM, short for Bharat Interface for Money. The BHIM app is a straightforward UPI app, which would allow anyone to make simple digital payments directly from their bank account, and it is now available for download.

The BHIM app is supposed to support Aadhaar-based payments, where transactions will be possible with just a fingerprint impression, but that facility is yet to start.

The UPI-based BHIM app allows anyone to pay or receive money through online banking, unlike a wallet where you have to first load the money before you can use it.

"Be it a smartphone or feature phone of Rs 1,000-1,200, BHIM app can be used. There is no need to have Internet connectivity," says PM Modi. "One only needs a thumb. There was a time when an illiterate was called 'angutha chchap'. Now, time has changed. Your thumb is your bank now. It has become your identity now."

Let's take a closer look at everything you need to know about the BHIM app.

Also seeBHIM app explained in 10 points

What is BHIM app?

With the BHIM app, anyone can send or request money through the app to make a digital payment. The app is linked to your bank account, so you don't have to load money in it unlike a wallet, and a merchant does not have to worry about transferring the money back to their bank account.

How to download BHIMP app?

Download the BHIM app by the National Payments Corporation of India (NPCI) on Google Play to start using the free Android app.

How to download BHIM app for iPhone?

BHIM app is presently now available on Android and will come to iPhone 'soon'.


How exactly does the app work?

BHIM lets you choose your preferred bank, after it has verified your mobile number. You get an SMS, so it's best to use the same number as the one that's linked to the bank account. BHIM will ask you to set a 4-digit passcode. Pick something you won't forget easily because you'll need the code every time you open the app.

The app will then ask you to select your bank. If your account is UPI activated, it will reflect the relevant number. You'll see options to send and receive money, and transact via IFSC. If UPI is not activated, you can put in six digits of your debit card number, and the expiry date, after which the app will let you use it.

To send money, type in the mobile number or VPA address. BHIM will verify the payee. Type in the amount, and hit pay. If the payee doesn't have UPI, tap on the three dots above the send money option. The ACCOUNT + IFSC option will open up, where you can put in the details.

One problem currently is that you can access only one account per mobile number. So if your number is linked to two accounts, you will have to disable the selected one and go back to the bank selection option.


How do I use BHIM app?

After you download the BHIM app, you'll have to register your bank account through the app, and set a UPI PIN. Your mobile number is your payment address, and you can start transacting. Through the app, you can send or receive money to a phone number, check balance, or scan a QR code to make a payment without sharing a phone number.

Using the BHIM app, money can also be sent to non-UPI banks through IFSC, like you do with normal net banking.

Does the BHIM app work on feature phones?

Apart from the Android app, the interface behind the BHIM app can be accessed using USSD (Unstructured Supplementary Service Data) from feature phones - you will need to dial *99# to access it. With this method, an Internet connection will not be required to use the core functionality behind the BHIM app.

What banks support the BHIM app?

All the major banks are supported by the BHIM app - as long as the bank supports UPI, you will be able to access your money through the BHIM app.
The list of banks supported by the BHIM app is as follows:

Allahabad Bank
Andhra Bank
Axis Bank
Bank of Baroda
Bank of India
Bank of Maharashtra
Canara Bank
Catholic Syrian Bank
Central Bank of India
DCB Bank
Dena Bank
Federal Bank
HDFC Bank
ICICI Bank
IDBI Bank
IDFC Bank
Indian Bank
Indian Overseas Bank
IndusInd Bank
Karnataka Bank
Karur Vysya Bank
Kotak Mahindra Bank
Oriental Bank of Commerce
Punjab National Bank
RBL Bank
South Indian Bank
Standard Chartered Bank
State Bank of India
Syndicate Bank
Union Bank of India
United Bank of India
Vijaya Bank

What are the BHIM app transaction limits?

There is a maximum of Rs. 10,000 per transaction permitted, and Rs. 20,000 within 24 hours.

What's so special about BHIM then?

BHIM also has options to transfer via IFSC and MMID as well for non-UPI banks. It indicates the government has decided to go with one app that will enable digital payments via UPI. Of course, for BHIM to be of use to a majority of people, everyone must start accepting and activating UPI as a payment method.

As of now, iOS users are out of this system -- and Apple devices are used by affluent users who are often likely to do a lot of digital transactions. From an infrastructure point of view, there's a long way to go before BHIM becomes India's default payments app. The Internet is spotty or non-existent across vast swathes of the land. And the Aadhaar-based payments part for BHIM is yet to be rolled out fully
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Amazing Italians - Police Hold Anniversary - Never Seen Such Before !!!

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Millions of Google accounts compromised after Android malware attack

Malicious software designed to attack Android smartphones has breached the accounts of more than a million Google users, security researchers said Wednesday.

The report by Check Point Software Technologies said the malware dubbed Gooligan targets devices running Android 4.0 and 5.0, which represent nearly 74 percent of mobile devices using the Google-powered operating system.

The attacks can steal email addresses and authentication data stored on the devices to access sensitive data from Gmail, Google Photos, Google Docs and other services, Check Point said.

"This theft of over a million Google account details is very alarming and represents the next stage of cyber-attacks," said Michael Shaulov, Check Point's head of mobile products.

"We are seeing a shift in the strategy of hackers, who are now targeting mobile devices in order to obtain the sensitive information that is stored on them."

Check Point said researchers discovered Gooligan's code in an application last year and that a new variant appeared in August 2016, affecting some 13,000 devices per day. About 57 percent of those devices are located in Asia and about nine percent are in Europe.

"The infection begins when a user downloads and installs a Gooligan-infected app on a vulnerable Android device, or by clicking on malicious links in phishing attack messages," the company said in a statement.

Attackers can gain control over the device and generate revenue by fraudulently installing apps from Google Play and rating them on behalf of the victim.

Check Point said it reported the details of the malware to Google, and that the tech giant indicated it would take steps to protect users.

Google did not immediately respond to an AFP query.


Courtesy: Economic Times
7
Heavy Rains Predicted in Chennai on 1st & 2nd December - New Cyclone Nada

Chennai rains are all set to make a comeback with the possible cyclonic storm in Bay of Bengal nearing the coast.

As predicted by Skymet Weather, the well-marked low pressure area in southeast Bay of Bengal has been intensifying rapidly since the last 12 hours. The system is now sustaining a strength of a deep depression and has a full potential of concentrating into a cyclonic storm during the next 12 hours. If this happens, it will be named as  Cyclone 'Nada'.




It is moving in the west-northwest direction towards the Tamil Nadu coast and is most likely to cross the coast somewhere between Vedaranniyam and Chennai by late night of December 1 or early morning hour of December 2.

The deep depression is presently centered at 7.8°N and 85.7°E, about 820 km in east-southeast of Chennai, 770 km east­-southeast of Puducherry and 490 km east-­southeast of Trincomalee, Sri Lanka.

In wake of this approaching system, light to moderate rains are likely to commence over Chennai and nearby coastal areas of Tamil Nadu by the Wednesday evening. Weather conditions have also become cloudy over the state capital.

Weathermen predict that these rains and thundershowers are likely to intensify significantly by December 1. Heavy to very heavy rains are expected to lash Chennai on December 1 and 2.

Wind speed will also pick up pace and people across the coastal city may witness squally wind with the speed of 50-60 kmph gusting up to 80 kmph. Sea will be rough to very rough and locals are advised to stay away from the beach.

Fishermen are also advised not to venture in the sea along and off the coast from the evening of November 30.

Courtesy: skymetweather.com
9
Chat Box / South of India
Nov 26, 2016, 04:10 PM
South of India

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Clown Elevator Applying Cream on Lady - Very Funny !!!

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